- The Organizer contrats a personal accident insurance to all the participantes for the duration of the event. Personal accident insurance covers the risk of bodily injury, permanent disability or death of the insured person as a result of an accident during the race (from the moment the participant starts the race until crossing the finish line).
- In case of accident, the participant must, firstly, contact the organization, which will provide, if necessary his rescue and then the transportation to medical centre of the event or to Hospital Particular da Madeira, along with the insurance claim form with the respective policy number, stamped and signed by the organization (insurance holder). Sometimes, in view of the urgency/severity of some accidents, it becomes impossible to arrange the insurance claim form. In those circumstances, the participation of the sinister can be made after first aid is completed.
- The claim must be done to the insurer for up to eight business days after the date of the accident. After this date, the insurer reserves the right not to accept such participation.
- Any document related to an expense claim whose insurance claim was already participated, will be paid in advance by the respective victim and its originals sent to the insurer for later reimbursement.
- All expenses are paid by the participant and then reimbursed by the insurer in accordance with the insurance coverage (except the excess), that is, if the insurance participation is duly made and accepted by the insurer. The organization declines any payment in respect with participant expenses related with his accident.
- The organization will not assume in anytime expenses and will not be responsbile claims of which it did not become aware in a timely manner to activate the insurance.
- Coverages, Excess and Personal Accident Insurance
- Death by Accident: 31.678,13 Euros
- Permanent Disability by Accident: 31.678,13 Euros
- Accident Treatment Expenses: 5.067,92 Euros
- Funeral expenses: 5.000,00 Euros
- Expenses concerned with rescue, search, victim transportation: 1.000,00 Euros
- Age Limit: 75 years
- Excess: 90,00 Euros (responsibility of the participant, amount that must be paid at the place where the participant is assisted)
- Although the organization provides insurance for all participants, it is advisable that runners should have a personal insurance that covers the practice of trail running. If the participant goes itself for hospital assistance without any knowledge of the organization, the insurance will not be activated and the participant will have to assume 100% of the expenses incurred.
NOTE: Expenses whose amounts exceed the amounts indicated above, the difference is only and exclusively supported by the victim. The organization declines any liability in this regard. The excess is assumed by the participant.
